If you’re involved in an accident in Denver that’s your fault, it’s common sense your insurance rate will increase. However, even if the accident wasn’t your fault, you might find that your insurance rate still increases.

To make sure this doesn’t happen to you, it’s important to make sure that you understand how the laws about insurance work in Colorado. Remember that if at any point you’re uncertain of your rights, you should get in touch with AGG Law Firm  an experienced attorney who can help you.

Colorado Is a Fault Car Accident State, where the person who is at fault must pay for any damages suffered. The law in Colorado specifies that all drivers have to have a minimum amount of coverage to drive legally, and this will be covered out of their insurance. Rather than paying out-of-pocket, their insurance company will cover the costs up to their policy limit.

If you have experienced an injury thanks to a car accident in Colorado, there are three routes that can help compensate you for your losses.

Firstly, you can claim through the at-fault driver’s insurance company which allow you to be compensated up to the at-fault driver’s policy limits. Secondly, you can file a claim via your own insurance company, which will entitle you with compensation up to your policy limit. Or you can file a personal injury lawsuit through civil court.

Compensation is essentially there to cover you for any losses that you’ve suffered due to the accident. These can range from medical expenses, pain and suffering, damage to your car, lost wages following your accident, or more.

To find out what you’re entitled to, it’s important to consult with AGG Law Firm your experienced Denver accident attorney who can advise you on the best course of action for you. However, even if you’re not at fault, your car insurance rates can increase after a car accident in Aurora, or anywhere else in Colorado.

Why Might Your Insurance Rate Increase?

There are several reasons that your insurance rate can rise, even when the car accident was not your fault.

• You are considered a high-risk driver.
  Even if this particular accident was not your fault, your insurance company might consider you to be a high-risk driver. This may be because you have a history of traffic violations or a history of car accidents. You may also find if the insurers consider you to be resident in an area where accidents are likely, and you may be considered for being high risk.
• The seriousness of the crash.
  If your insurer must pay a large amount of money out on the claim, for example, if significant injury or property damage has been caused, your insurer may decide to increase your rate.
• You are partially at fault.
  If you are considered partially at fault for the accident, no matter how little you contributed, the insurance company may decide to increase your premium.

What You Can Do About It

If you were not at fault for an accident, but your insurance company increases your rate, you may want to fully investigate your options. You’ll find that new charges apply when you renew your coverage, so you have some time between filing and paying the surcharge. Reach out to an experienced attorney to help you work out the best course of action. AGG Law is also willing and able to be your advocate and offer you expert advice while you go through this trying time.

DENVER — The friends of a man who died following an electric scooter crash in the Highlands say he was visiting Denver from Montana.

Friends of Cameron Hagan, 26, say he planned to visit a Colorado Rapids soccer game and attend a concert with a friend. But on Aug. 4, he rode a scooter into an oncoming car and never recovered, according to police.

“He was a great guy,” said Lexie Flynn, who said she was one of Hagan’s closest friends. “He cared hard and he loved hard for the people in his life. He never wanted anyone to feel alone or in pain.”

Flynn had a message for the public about Hagan.

“Please let everyone know that he was very much loved and will be very much miss(ed),” she said.

Hagan was the first person to die on an electric scooter in Denver since they arrived in the city last year.

Requested data from the Denver Police Department and found 51 scooter crashes for which the police took a report since June 2018. Nearly half involved another motor vehicle.

Hagan’s crash occurred in the Highlands, near West 32nd Avenue and North Eliot Street. However, most accidents seem to be concentrated in the LoDo and downtown area.